Is the guaranteed income program the right fit for me?

Dreaming of traveling the world on your very own yacht whilst generating a guaranteed income as you sail? With so many lifestyle perks and financial gains to offer, charter yacht ownership may seem like a far-away fantasy, but buying a boat and financing a boat through yacht charter management is faster and easier than many people think. Boats are a luxury purchase, and this of course raises some questions: how much does sailing a yacht or catamaran cost? What type of boat am I interested in? What is the cost of owning a boat? What are the benefits of this exclusive lifestyle? Discover your ticket to the freedoms that yacht ownership can provide and get the most out of your sailing dream with the right plan for you.

Overview of the ownership program

What is the guaranteed income program?

With our Complete program, you can take advantage of being able to enjoy sailing at your leisure and at the same time earn a steady return on your investment. To reap the benefits of this incredible program, you will begin with purchasing a new yacht through Navigare. Placed in our charter fleet, we take the stress out of charter management and arrange the yacht maintenance and charter operations on your behalf. Not only do you have the peace of mind that your yacht is well looked after, but your yacht investment is risk-free too, with a guaranteed income of up to 8,5% that is generated regardless of charter activity.

There are so many perks to yacht ownership, from the flexibility and freedom to travel to the steady stream of income produced every year. But the most coveted perk of all is the incentive that yacht ownership gives you to get out there and enjoy life! Some Navigare yacht owners like these programs so much, that they are now onto their third and fourth boats. And if you’re thinking of retiring and cruising in five years, why not start on that plan now?

If all this sounds like a piece of heaven to you, it’s time to invest!

yacht sailboat

Key benefits of owning a sailing yacht or catamaran in charter management


Leave the risk-taking to the skydivers and bungee jumpers! Invest with the Navigare Complete program and you are guaranteed an income of up to 8,5% over the 6-season program, regardless of charter activity. The percentage of income varies depending on the type of boat and destination choice, and once we commit to that percentage return, your investment is assured.


Enjoy the financial success of yacht ownership without any unpleasant surprises! With years of experience in yacht investment, we have established a solution to the financial and practical disadvantages of traditional private yacht ownership. No matter the success of the charter season, you will still receive your annual return, and at the end of your 6-season investment, you will have invested around 45 % of the cost of the boat. Even when you indulge in a personal voyage yourself, you are still earning your fixed percentage in returns!


Dreaming of Mediterranean sunsets, clear blue waters, and Caribbean adventures? Roam the seas at your leisure with up to 12 blissful sailing weeks a year, reserved just for you. Not only is this service available for your yacht, but you also have the unique opportunity to test out a wide variety of boat models, visit new destinations, and even take your adventure on land. With a personal concierge service, Navigare helps you to create your best sailing holidays yet, and you can share the unrivaled experience of sailing with loved ones, as owner weeks can be used by your direct family members.


Leave your worries on the shore and enjoy your yacht stress-free, knowing that there are no hidden costs for maintenance. Keeping the boat maintained is an essential part of yacht ownership and can be a time-consuming chore. With Navigare Complete we ensure the quality of your yacht at zero cost to you. With our unique online Service Platform, you can follow all planned services in real-time, and when it is time for the yacht to be sold second-hand, you will receive an automatically generated service book.

How to finance a boat and maximize the guaranteed revenue

The type of yacht you purchase and where you choose to moor your boat is entirely up to you, and both these factors can also be used to maximize the guaranteed revenue of your investment.

The location of your yacht

All our locations are charter-friendly, and you might even have a particular destination in mind for your yacht, but some locations can generate even more income each charter season. If earning a higher revenue percentage is a priority for you, consider destinations like the British Virgin Islands and Seychelles that have longer charter seasons for a higher return.

The Type of Boat

You can maximize your return even more by choosing to purchase one of our more sought-after yachts. Catamarans in the 40 to 50 ft range will yield the best returns in our programs, because they are among the most popular models with charter clients (and we can see why!). Choose from the most exclusive brands and models, such as Lagoon, Bali, Fountaine Pajot, Beneteau, Island Spirit, Dufour, Jeanneau, and Arcona.

Number of cabins

Additionally, choosing a yacht configuration that maximizes the number of cabins will generate a better return than “owner versions” (where the master suite is much larger and takes up the space of two regular-size cabins).


- Guaranteed income of 8,5% in the Caribbean & Seychelles -

- Guaranteed income of 7,5% in the Mediterranean -

Yacht price:
450 000 €

Income depends on the destination and the yacht model.

Catamaran at Seychelles:
~ 8,5% income (38 250 €)
6 seasons * 38 250 € = 229 500 €

Monohull in the Mediterranean:
~ 7,5% income (33 750 €)
6 seasons * 33 750 € = 202 500 €

During 6 seasons you get:

  • A yacht
  • Returns
  • Up to 12 weeks of owner time (sailing and luxury stays)
  • Professional yacht & charter management
  • Dedicated owner care support
  • All operational costs for the yacht are covered by Navigare

Net cost: 220 500 - 247 500 €

sailing a yacht

Additional benefits that come with owning a new sailboat or new catamarans

Start your new lifestyle – CREATE YOUR DREAM HOLIDAY

Gain exclusive access to Navigare’s Holiday Program when you take part in any of Navigare’s Investment Programs and earn points to exchange for unforgettable holidays. The larger your yacht, the more points you get to use on a yacht of similar size, or smaller for even more sailing time.

Become a Global Sailor

Hoist your sails and rev your engines! With the holiday program, you can become a global sailor, with the potential to set sail for up to 12 weeks every season on your yacht, or another equivalent yacht of your choice. With so many glorious sailing destinations around the world, it can be difficult to settle on just one, but with 11 Navigare bases and access to over 50 destinations worldwide, you have the flexibility to experience a multitude of different locations.

Customize your Holidays According to Your Wishes

Our Holiday Program doesn’t just stop at sailing in one of our worldwide destinations, we also offer a large variety of on-shore vacations. From luxury villas in Thailand, Costa Rica, Jamaica, or Florida, to ski resorts in the Alps or Aspen, you can customize your vacation to suit your wildest desires.

Get the VIP Treatment

Live life like a VIP and let our dedicated high-class concierge team assist you in planning the most exceptional holidays you’ve experienced yet.

Inquire About Yacht Ownership

yacht sailboat

What’s my exit strategy?

The proposition of charter yacht ownership begins at the end. The better you can define what you want out of the program, the more you can structure what goes into one. Do you want to sail more and have exciting vacations? Do you want to hone your skills or teach your kids to sail? Do you want to retire and take the boat cruising? At the end of your contract, will you roll over to another boat for extended ownership? Will you sell the charter boat and buy your cruiser? The answers to these questions will guide you in what kind of boat to buy, which location to select, and which company to work with.

Owning a yacht in charter gives you flexibility but also the impetus to get out there and enjoy life. Some owners like these programs so much, that they’re on their 3rd or 4th boats and they’re getting paid while they sail. And if you’re thinking of retiring and cruising in seven years, why not start on that plan now? If all this sounds like heaven to you, maybe it’s time to tend to that bug bite.

5 Benefits of Sailing You Might Not Know

How learning to sail can change your life

Best Fit for Your Lifestyle

More than just a sport or an individual endeavor, sailing is a lifestyle. Become part of a welcoming community that shares your aspirations and goals.

Unlimited Freedom

Experience the freedom that comes with taking your yacht out into open waters, and the rush of harnessing the power of the wind to glide through the waves, the feeling of spray on your face. Not too many hobbies can offer the promise of true freedom as sailing does.

Boosting Your Confidence

Sailing takes both knowledge and instinct to do well, and with years of experience sailing your yacht, you will feel the confidence of a sailing expert.

Access to Worldwide Destinations

Sailing unlocks new ways to travel and see the world. Once you know how to sail, you can spread your wings and explore like never before.

Financial Perks

Sail and get paid? The ultimate dream! You have the opportunity to buy a yacht, but the yacht in the charter, and make money when you vacation. What are you waiting for?

yacht sailboat
New sailboats for sale


Dreaming of traveling the world on your very own sailing yacht or catamaran? Yes! With our Complete program, you can take advantage of being able to enjoy sailing at your leisure and at the same time earn a steady return on your investment. This of course raises some questions: how much do sailboats or catamarans cost? What is the cost of owning a boat? What are the benefits of this exclusive lifestyle? Finance your boat with Navigare Complete program gives you:

  • New yacht
  • 6 seasons of the program
  • Up to 12 weeks of owner time
  • Zero operating costs
  • Maintained checks
  • Professional yacht and charter management

If all this sounds like a piece of heaven to you, it’s time to buy!

Contact us today!