Navigare Complete

Guaranteed income of 9% and no maintenance costs with Navigare Complete

Through our Complete program, you purchase a new boat through Navigare and place it in our charter fleet where we manage your yacht’s maintenance and charter operations on your behalf. Many of our yacht owners have chosen Navigare Yachting as they look to enjoy lots of sailing time while minimizing the hassle and cost of maintenance.

Highlights of the Complete Program

  • Program duration: up to 7 years
  • Returns: up to 9%, fixed and guaranteed, over 7 years
  • Holiday Program:
    Up to 8 weeks pre-booked. Read more here
  • Service, maintenance & insurance:
    covered by Navigare Yachting for no added cost (with Service Platform access)
    Read more here
  • Brands offered:
    Beneteau, Jeanneau, Dufour, Bavaria, Lagoon, Fountaine Pajot, Nautitech, Bali.



Chief Sales Officer
Location: Malmo
Phone: +46 708 37 58 28

For instant response Chat with us! Just click on the chat and you are closer to a Yacht!

Up to 9% annually, where’s the catch?

There is no catch! Over the past two decades, we have established benchmarks that guide our return strategy, thus the annual income that we can guarantee to our investors.

The two main factors that will impact the guaranteed revenue of your yacht are:

  • The location of your yacht: Destinations like the BVI and Seychelles will offer the best return because the charter season is longer, hence your yacht will generate more income each season.
  • The type/model of boat: catamarans in the 40 to 50 ft range will yield the best returns in our programs, because they are among the most popular models among charter clients. Additionally, the configuration that maximizes the number of cabins will generate a better return than “owner versions” (where the master suite is much larger and takes up the space of 2 regular size cabins).

These are two of the most important decisions you will make before you finalize your yacht purchase.

Can I leave my boat in charter for less than 7 years?

Absolutely, you decide for how long your yacht will be chartered, with a minimum of 1 season (1 year). You are free to leave the program ahead of the 7 years with sufficient notice to Navigare so that we can honor or reassign the charter bookings already made on your yacht (usually 12 months).

How is the annual return calculated?

Your annual return is expressed as a percentage of the total purchase price of your yacht — fully equipped & ready to charter, delivered and commissioned to your chosen base of operation. For a yacht delivered to the BVI, this means equipment such as generator and air conditioning, and delivery by cargo to prevent wear and tear on your new yacht!

In the Complete program your annual return is fixed over 7 years. Should you decide to place your yacht in charter for a shorter duration, the return rate remains the same for that duration.

Guaranteed income for 7 years, what does it mean?

It means that regardless of the charter activity and income associated with your yacht, you will earn a flat income paid out to you regularly Navigare without regard to seasonality.

If you finance your purchase with a private loan, it means your charter income can go towards paying your mortgage – possibly with a surplus depending upon your loan conditions like down payment, term and interest rate of the loan.

When do I get to sail?

When you invest in any of Navigare’s Investment Programs, you take part in Navigare’s exclusive Holiday Program.

Choose between spending your holiday sailing at one of our worldwide destinations, in a luxury villa in Italy, a bungalow in Thailand, or in a ski resort in the Swiss Alps or Aspen, Colorado.

According to Navigare’s unique Holiday Program, the yacht you purchase will determine the number of points you earn and can redeem any given year. The larger your yacht, the more points to use on a yacht of similar size, or smaller for even more sailing time.

The basis of sailing time within the Holiday Program is up to 8 weeks of pre-booked sailing, plus 4 weeks on short notice, on your own yacht and/or another equivalent yacht in one of our 11 Navigare bases. The number of sailing weeks ultimately varies with the popularity of the season: the more popular the season (peak or high weeks), the more points are required.

The Holiday Program also gives you access to reciprocity sailing in over 50 destinations worldwide. Additionally, we offer a large variety of land holidays and can customize your destination — virtually anywhere in the world! — to suit your desires. Both reciprocal sailing destinations and land holidays are redeemed with high points only. Our dedicated Concierge team will assist you with the planning and booking of your holidays according to your available points.

One email to our sailing concierge and you are booked on your boat or virtually any other boat in our fleet…

What if I want to use my boat for several months in a given year, or not at all in another year?

If you are looking for more flexibility with your sailing time, you may want to consider the Navigare Ultimate program. As you sail more or less, your revenue is impacted accordingly but you have the freedom to sail as you wish and take the upside in the revenue if you should decide to “skip” sailing on a given year.

Our Complete program limits your sailing time within the Holiday Program guidelines, which allows for enough charter time on your yacht to guarantee a competitive annual return from Navigare. Your sailing time must be used within the year it is earned and cannot be carried over from one year to the next. However, your “owner weeks” can be used by your direct family members — siblings, parents, and children.

How does the charter program work?

When you place your new yacht in charter with Navigare, the professional maintenance and logistics of the charter program are entirely on us.

Our guaranteed income program, which we call the "Complete program" is designed to cover the cost of the mortgage if you have a private loan, and even generate some additional revenue. There are no other expenses with our Complete program. The percentage return we commit to, is exactly what you get.

Good to know

  • Over the course of the charter period (for up to 7 years/season), we share the charter income with you and cover all the costs associated with your yacht, from berth to insurance, to warranty and maintenance, as well as turnaround between charter guests and charter license fees.
  • When you leave the program, you have the choice to sail away on your yacht, sell the boat to a private owner out of our fleet, or trade it in for a newer or larger yacht!
  • Our robust service plan consists of a very detailed maintenance schedule that is followed by our own technicians, and every task is recorded in our online maintenance platform – a proprietary tool we created to share the history of your yacht’s maintenance with you and to streamline communication and the workflow. This proprietary system creates the most accountability and transparency in the charter industry today. It ensures that your yacht remains in the best condition for charter guests for at least 7 seasons – and it will command a higher resale value at the end of the program.
  • Buying your yacht in charter is one of the best ways to significantly offset your cost of ownership. For example, many investors choose this option to finance their future live-aboard ahead of retirement.

Do you have any questions? Ask away!

We are here for you.


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