Navigare Smart

Choose Navigare Smart and you pay only 50-60% of the total yacht

Navigare Smart will suit investors looking for a lower total investment, or for whom private financing is not possible. A down payment of 40-55% of the purchase price is required, and the charter income will finance the rest. By the end of the term the yacht is yours -- and you’re free to sell the boat or simply sail away!

Two options within this program:

  • Navigare Smart: 50-55% initial payment.
  • Navigare Smart Low: 40% initial payment + balloon payment of 15-20% at the end of the charter period of 7 years.

Highlights of the Smart Program

  • Program duration: up to 7 years
  • Returns: no returns, instead a lower initial payment
  • Holiday Program: Up to 8 weeks pre-booked. Read more here
  • Service, maintenance & insurance: covered by Navigare Yachting for no added cost (with Service Platform access) Read more here
  • Brands offered: Beneteau, Jeanneau, Dufour, Bavaria, Lagoon, Fountaine Pajot, Nautitech, Bali



Chief Sales Officer
Location: Malmo
Phone: +46 708 37 58 28

For instant response Chat with us! Just click on the chat and you are closer to a Yacht!

Why does the upfront cost vary?

The reason for the range in % cost is that the figures vary by model and by destination — the most attractive boats (catamarans in the 40-50ft range) in the most attractive destination (BVI, Seychelles) will yield the best returns, thus the total investment from your side will be less.

How may I finance this purchase?

When you choose Navigare Smart you pay only 50-60% of the total yacht and the charter income will finance the rest. You don’t receive any revenue from this charter program as the revenue covers the mortgage, service, maintenance and insurance (with Service Platform access).

When do I get to sail?

When you invest in any of Navigare’s Investment Programs, you take part in Navigare’s exclusive Holiday Program.

Choose between spending your holiday sailing at one of our worldwide destinations, in a luxury villa in Italy, a bungalow in Thailand, or in a ski resort in the Swiss Alps or Aspen, Colorado.

According to Navigare’s unique Holiday Program, the yacht you purchase will determine the number of points you earn and can redeem any given year. The larger your yacht, the more points to use on a yacht of similar size, or smaller for even more sailing time.

The basis of sailing time within the Holiday Program is up to 8 weeks of pre-booked sailing, plus 4 weeks on short notice, on your own yacht and/or another equivalent yacht in one of our 11 Navigare bases. The number of sailing weeks ultimately varies with the popularity of the season: the more popular the season (peak or high weeks), the more points are required.

The Holiday Program also gives you access to reciprocity sailing in over 50 destinations worldwide. Additionally, we offer a large variety of land holidays and can customize your destination — virtually anywhere in the world! — to suit your desires. Both reciprocal sailing destinations and land holidays are redeemed with high points only. Our dedicated Concierge team will assist you with the planning and booking of your holidays according to your available points.

One email to our sailing concierge and you are booked on your boat or virtually any other boat in our fleet...

Do you have any questions? Ask away!

We are here for you.


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